After seeing this,how can anybody repay bank loans?

Twenty-nine state-owned banks wrote off a total of Rs 1.14 lakh crore of bad debts between financial years 2013 and 2015, much more than they had done in the preceding nine years. - 

From 0.33 per cent of total advances in 2009, bad debts rose to 0.61 per cent in 2013. 

Its a sign of great  depressive economical recession.