why every one fearing and complaining at medical insurance companies ?
Insurance companies are acting in tandem with multi-specialty hospitals and raised their premiums regularly and now the stage has came that these two parties- both insurance companies and hospital industry ,are at logger heads.
The consumers are suffering in the hands of these two so called devils and crumpled under heavy premiums on one side and un-ethical and not so much needy diagnostic and treatment procedures on another side.
so the big questions is, weather to support health insurance or not? &
how to control the spiraling health care costs?
The answer lies in between.
1.we need universal health insurance coverage for all citizens. we should promote competitive insurance packages by establishing sufficient insurance companies under public sector and by charitable trusts.
2. framing and strict implementation of standard treatment protocols at national level.
3. voluntary gradation of hospitals.
4.linking insurance empanelment criteria with voluntary grading.
5.frequent medical audit at district level by creating district level medical audit committee incorporating all specialty doctors of public and private sector along with IMA.
6.encouraging rural dispensaries of Allopathic and AYUSH doctors by subsidised or interest free loans,free power supply, levied asset tax,etc..
7. Health cess on all goods those are potentially harming the people's health,Ex: tobacco,sweets,liquor,crude oil products,luxury cars,Atomic energy,polluting industrial's products..
Insurance companies are acting in tandem with multi-specialty hospitals and raised their premiums regularly and now the stage has came that these two parties- both insurance companies and hospital industry ,are at logger heads.
The consumers are suffering in the hands of these two so called devils and crumpled under heavy premiums on one side and un-ethical and not so much needy diagnostic and treatment procedures on another side.
so the big questions is, weather to support health insurance or not? &
how to control the spiraling health care costs?
The answer lies in between.
1.we need universal health insurance coverage for all citizens. we should promote competitive insurance packages by establishing sufficient insurance companies under public sector and by charitable trusts.
2. framing and strict implementation of standard treatment protocols at national level.
3. voluntary gradation of hospitals.
4.linking insurance empanelment criteria with voluntary grading.
5.frequent medical audit at district level by creating district level medical audit committee incorporating all specialty doctors of public and private sector along with IMA.
6.encouraging rural dispensaries of Allopathic and AYUSH doctors by subsidised or interest free loans,free power supply, levied asset tax,etc..
7. Health cess on all goods those are potentially harming the people's health,Ex: tobacco,sweets,liquor,crude oil products,luxury cars,Atomic energy,polluting industrial's products..
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