Dr.Srinivasa Raju

  Health insurance has become a need than a want, especially during these uncertain times. There is no guarantee when an individual can get sick. Along with the illness comes the cost of the treatment which is another headache for the patient. Therefore, every individual should be medically insured. What is Health Insurance?  Health insurance is an agreement where the insurance company agrees to ensure compensation of medical expenses if the person insured falls ill or meets an accident. These insurance companies have tie-ups with the hospitals to provide cashless treatment to the insured. If the insurance company does not have a tie-up with the concerned hospital, they reimburse the cost of expenses incurred by the person insured.  It is important to get health insurance for your family and yourself because health care is expensive now. A good health insurance policy would usually cover expenses made towards doctor consultation fees, medical tests’ costs, ambulance charges, hosp